At Bass Financial Solutions, we help clients turn retirement savings into reliable, predictable income through the strategic use of annuities. If you’re looking for a guaranteed paycheck you can’t outlive, an annuity might be the ideal solution for your long-term financial security.

Whether you’re near retirement or already enjoying it, annuities offer confidence in your cash flow—today and tomorrow.

What is an Annuity?

An annuity is a financial product that allows you to convert a lump sum of money into a stream of income, often guaranteed for life. Think of it as your own personal pension—structured to pay you, and potentially your spouse, month after month, year after year.

Annuities are issued by insurance companies and come in a variety of forms to match your risk tolerance, income needs, and long-term goals.

Benefits of Annuities

✅ Guaranteed Lifetime Income
Receive regular, predictable payments for as long as you live—helping you avoid the risk of outliving your savings.

✅ Tax-Deferred Growth
Your money grows tax-deferred, which can help accelerate earnings compared to taxable investment accounts.

✅ Protection from Market Volatility
Many annuities offer principal protection, so your savings aren’t exposed to market downturns.

✅ Customizable Payouts
Choose how and when you want to receive income—monthly, quarterly, or annually—based on your retirement plan.

✅ Legacy Options
Certain annuities can leave a payout to beneficiaries or include death benefits, helping you support loved ones beyond your lifetime.

Types of Annuities We Offer

At Bass Financial Solutions, we help you select the right annuity type based on your financial picture:

Fixed Annuities

• Offer guaranteed interest rates and predictable income
• Great for conservative investors seeking safety and stability

Fixed Indexed Annuities

• Provide the opportunity for higher returns linked to a market index (like the S&P 500), with downside protection
• Popular for those who want growth potential without stock market risk

Immediate Annuities

• Start paying income almost immediately after a lump sum investment
• Ideal for retirees seeking quick income conversion

Deferred Income Annuities

• Allow your investment to grow over time, then convert to income later
• Useful for longevity planning and future income strategies

Why Choose Bass Financial Solutions for Your Annuity Strategy?

✅ Independent Guidance – We’re not tied to one provider. We compare annuities from top-rated carriers to find the most favorable terms for your situation.

✅ Tailored Income Plans – We assess your income needs, retirement timeline, and risk profile to build a custom solution.

✅ Transparent and Educational – We take the time to explain all the moving parts—so you’re confident in your decision.

✅ Integrated Retirement Planning – Your annuity strategy is part of a bigger picture. We coordinate your income plan with Social Security, pensions, IRAs, and other assets.

Let’s Create Income You Can Count On

Retirement should be about freedom—not financial stress. With an annuity, you can enjoy your golden years knowing your income is guaranteed for life.

📞 Contact Bass Financial Solutions today to explore your annuity options and start planning your financial future with confidence.