Disability Insurance

Disability Insurance

Help safeguard your financial well-being.

Protect Your Income, Secure Your Lifestyle

Your ability to earn an income is your most valuable asset. At Bass Financial Solutions, we offer tailored disability insurance solutions that help safeguard your financial well-being if an injury or illness prevents you from working.

Whether you’re a business owner, employee, or self-employed professional, we’ll help you design a disability insurance plan that fits your needs and protects your lifestyle.

Why Disability Insurance Matters

Most people don’t realize how financially vulnerable they are without income protection. Disability insurance provides a steady stream of income if you can’t work due to a short-term or long-term disability.

Without it, you could struggle to:

  • Pay your mortgage or rent
  • Cover household bills and living expenses
  • Keep up with loan or credit card payments
  • Maintain savings and investments
  • Protect your business or practice from disruption

Types of Disability Insurance We Offer

Short-Term Disability Insurance

  • Provides income replacement for a few months, typically up to 6 months
  • Covers common issues like surgery recovery, maternity leave, or minor injuries
  • Helps bridge the gap until long-term coverage kicks in or you return to work

Long-Term Disability Insurance

  • Covers serious illnesses or injuries that prevent you from working for an extended time
  • Can provide benefits for several years—or even until retirement
  • Essential for high-income earners or anyone with financial obligations

Disability Insurance for Business Owners

  • Protect business operations with overhead expense coverage
  • Fund buy-sell agreements if a partner becomes disabled
  • Provide key employee protection to stabilize your workforce

Why Choose Bass Financial Solutions for Disability Insurance?

Custom Strategies – No two clients are alike. We design coverage based on your income, occupation, risk level, and financial goals.

Independent Access to Leading Carriers – We work with top disability insurance providers to find the best rates and terms.

Deep Understanding of Professionals & Business Owners – From physicians to entrepreneurs, we know how to protect your income and your business.

Ongoing Policy Reviews – As your career evolves, your insurance should too. We’re here to adjust your policy as needed.

Protect Your Paycheck Today

You work hard to build your future—don’t leave it unprotected. Contact Bass Financial Solutions today to learn how disability insurance can be the safety net you didn’t know you needed.

📞 Lets talk about your income protection strategy—before you need it.

Downloadable Documents

Avoid Mistakes in Buying LTC Insurance

Debunking DI Myths